Life insurance protects families should something happen to the primary wage earner. Although the discussion of the potential loss of a family member may seem grim, it is an important part of a family's financial planning. Life insurance provides financial flexibility during difficult times and can save the remaining family from financial ruin if something... Continue Reading →
Whether it is a college graduate or a person who has been employed for 20 years, it is not easy to find a job these days. There are certain things you need to do to make sure you find and get a good job. In this article, you will learn how to do just that.... Continue Reading →
Aside from your mortgage, your biggest monthly expense is probably groceries. And unlike your mortgage, car payment, and most other bills, you actually have some control over how much you spend at the grocery store. Create a grocery budget Start by tracking how much you spend on groceries for a few weeks. Then set a... Continue Reading →
Do you have a financial safety net? It's worth thinking about and setting it up. What will happen to you and your dependents if you lose your job for a few months? What if you suffer an accident that prevents you from earning a living? Or what if unexpected expenses come up? Have you made... Continue Reading →
It's only a matter of time before it happens. Your car's transmission breaks down when your daughter needs braces and your washing machine gives up the ghost. These are all unexpected expenses we deal with throughout our lives. When life throws a financial wrench in your plans, it's best to be as prepared as possible.... Continue Reading →
It's not always easy to put a little money aside for a rainy day. You may have good intentions, but at the end of the day, there's just no money left. Somehow, everything you earn is spent before you get your next paycheck. Start by creating a personal budget. Look at what you take in... Continue Reading →
We work hard to earn a living. We should make sure that we spend the money we bring home wisely. This is where a household budget comes into play. It's a good tool to see immediately what we're bringing in, what we're spending (and what that money is being spent on), and whether there's anything... Continue Reading →
Studies show that writing down your SMART goals and reviewing them regularly will increase your chances of success. In fact, some studies show that you are 42% more likely to achieve your goals if you write them down. Writing down your goals will help you get a clear picture of your plan and what you... Continue Reading →
Deadlines are an important motivator in goal setting, so the T in SMART Goals refers to the term time-bound. Time-bound means the amount of time you set aside to achieve your goal. A clear start and end date for your goals is an important part of your goal-setting plan. Setting start and end dates will... Continue Reading →
In goal-setting, "your why" refers to the relevance that the particular goal has to your life. Relevance is the R in the SMART Goals method of goal setting. This part of goal setting is critical because it's about making sure the goal is important to you. There is little point in investing time and effort... Continue Reading →
